CORTESE LINCOLN FINANCE CENTER

How Do I Finance a Lincoln?

At Cortese Lincoln, we offer a variety of competitive financing options to help you get into the Lincoln you've always wanted. Whether you want to purchase new or lease, or go pre-owned, we've got a variety of financing options. If you've got great credit, or some past challenges, it doesn't matter to us. Let our friendly and knowledgeable sales team search our lenders and get you the best rates on your new or used Lincoln.

No credit, no problem! We will work with you to secure a no credit car loan if your situation demands it. Cortese Lincoln has strong relationships with local banks and credit unions, as well as large national lending institutions. We've spent decades building relationships with financial institutions  to get you financed at a rate you can live with. 

Time to turn in your lease? We'll take it, even if you didn't get it from us. Find the Lincoln you've been dreaming about in our inventory. Then check out our finance calculator to get an idea of payments, and fill out a finance application to know for sure. 

How much will my payment be on my new Lincoln?

This varies based on several factors, including trade equity or cash down, your credit score, and current available rates. To get the clearest picture of potential payments, please give us a call today.

What will the finance rate be on my Lincoln?

The finance rate will vary based on available current rates, as well as months financed, age of the vehicle and your credit score. Please give us a call so we can run through the possibilities with you today.

Can I get financed for a Lincoln if my credit isn't great?

"Great" is a subjective term. While one bank may turn you down, another may be willing to overlook your past mistakes. If you have the ability to make a larger down payment, the banks often look upon that favorably when making lending decisions. Co-signers with good credit can also make the process easier.

Can I finance warranties and other plans?

Often these items can be included in your loan. Ask a member of our sales team to see if you are eligible to finance additional packages and warranties.